Homeowners insurance may cover tree removal, but it depends on the specific circumstances. Typically, insurance policies cover the cost of removing a tree if it falls due to a covered peril, such as a storm, wind, or lightning, and causes damage to your home or other insured structures. However, if the fallen tree does not cause damage or falls due to neglect, disease, or old age, the removal costs are generally not covered. Always review your policy details or consult your insurance provider to understand what is included and to ensure you’re adequately protected.

Futher Details: KIN (5/2/2025)